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So I have had similar issues with Advanced Financial. I was out of work for 9 months after a motorcycle accident.

I was forced to find a way of covering the monthly costs of life such as mortgages, utilities, etc. I went to AF24/7 as a way of relieving this stress and realize now that this was the biggest mistake of my life. The Flex loan claims that you only pay for what you need, and that there is no interest rate, but a $9 per day surcharge for as long as you have the loan. The problem is that with a $300 per month payment, $270 goes into the surcharge and only $30 towards the balance.

In essence, the loan inflates at a much higher rate then what can realistically be paid off. This traps low income individuals looking for help into a financial mess that they cant escape. Please, heed my advice and stay away from this lender.

They do not have your best interest in mind. They only desire to bankrupt you.

Reason of review: Problems with payment.

Advance Financial Cons: Flex loan, Excessive surcharges.

Location: 2068 Wilma Rudolph Blvd Unit A, Clarksville, TN 37040, USA

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